Debt is a big problem for rural communities, and it can make building a future impossible. To help our artisans escape the debt trap, we encourage them to save money, initially contributing one rupee for every four rupees they save into a fund. By managing the fund themselves, they gain knowledge of financial planning and are less inclined to use high-interest lenders. In addition, we provide family health insurance cover and further financial assistance for children’s education. Incentives for productivity, punctuality and efficiency have all proved worthwhile and as part of their working day, each artisan is given a nutritious meal balanced with fruit and snacks. re-wrap also organises days out for our artisans and their families away from work, as well as extra food during festival times such as Diwali.
In 2018, re-wrap began to provide professional mentor services for social and financial issues, particularly since a proportion of our artisans have now become independent tax payers.